One harbor for your car and your home.
Bundle auto and home insurance through Harborline and we’ll shop multiple carriers for your best combined price — with one agent, one renewal date and one number to call.
See what’s coveredBuild your bundle quote
About 90 secondsWhy bundling just works.
Most carriers reward customers who insure both car and home with them. We find the carrier that rewards you most.
Multi-policy discount
Bundles commonly earn 10–25% off combined premiums, depending on the carrier and state.
One renewal date
Line up both policies so you review everything once a year, not twice.
Single deductible
Some carriers apply one deductible when a storm damages both your car and home.
One agent
Questions or claims for either policy go to the same local person who knows your file.
Coverage, explained.
Tap a tab to see what each policy typically includes. We’ll tailor limits to your car, home and budget.
Protects you, your passengers and others- LiabilityRequired
Pays for injuries and property damage you cause to others. We often suggest limits above your state minimum.
- CollisionOptional
Repairs your car after an accident, regardless of fault, minus your deductible.
- ComprehensiveOptional
Theft, hail, flood, fallen trees and hitting an animal.
- Uninsured motoristRequired in many states
Covers you when the other driver has little or no insurance.
Protects the house and everything in it- DwellingCore
Rebuilds your home’s structure after fire, wind, hail and other covered events.
- Personal propertyCore
Furniture, electronics, clothing and more — at home or while traveling.
- Personal liabilityCore
If a guest is hurt on your property or you accidentally damage someone else’s.
- Loss of useCore
Hotel and meal costs if a covered loss forces you out while repairs happen.
- Flood & earthquakeSeparate policy
Usually not included in home policies. We’ll quote them separately if you’re at risk.
Extra protection that pairs well with a bundle- Umbrella liabilityPopular add-on
An extra $1M+ of liability over both auto and home, often at a low yearly cost when bundled.
- Roadside & rentalOptional
Towing, lockouts and a rental car while yours is in the shop.
- Water backupOptional
Sump pump and drain backups that standard policies often exclude.
- Scheduled valuablesOptional
Jewelry, art and collections covered for their full appraised value.
Separate vs. bundled.
An illustrative look at how combining policies can lower a household’s yearly total.
Tom Reyes
Lead agent · License #DEMO-0000“I’ve lived in Newport for 22 years and helped hundreds of local families sort out their coverage. Bundling is the simplest way most families can save — and I’ll tell you honestly if it doesn’t help you.”
Call Tom: (555) 015-2290Quote to covered in three steps.
Tell us the basics
Your cars, drivers and home details. Upload your current declarations page if you have it handy.
We shop the market
Your agent compares bundle and separate pricing across carriers, coverage matched line by line.
Switch with zero gaps
We time your new policies to start the day the old ones end, and handle cancellation letters.
Neighbors who bundled.
4.8 average from 960 verified client surveys.
“We were paying two companies for years. Tom moved both policies to one carrier and our total dropped by almost $900 — with better coverage on the house.”
Megan D.Homeowner, Middletown“Hail hit my truck and the roof in the same storm. One call, one adjuster, one deductible.”
Chris B.Portsmouth“First-time homebuyer and totally lost. They explained every line and added my car for less than I paid alone.”
Dana L.NewportFair questions.
Still unsure? Call (555) 015-2290 and talk to a licensed agent, not a phone menu.
Drop anchor on lower rates.
Start your bundle quote online or call a local agent. Most quotes are ready the same day.